NSW Green Slips Explained: Plain Guides to CTP Insurance

Your rego renewal notice lands, and before you can renew you need a green slip. That's the moment most people go looking for answers: what the green slip actually covers, why the price changed, whether you can get money back if the car is written off, and what happens if someone is hurt in a crash. GreenSlipInsurance.com.au answers those questions in plain English, using SIRA, Service NSW, NSW Government and NSW legislation pages that we checked on 30 October 2026.

GreenSlipInsurance.com.au is a general information site operated by Dominet BV. This page is general information only and is not financial, legal or insurance advice. It does not consider your objectives, financial situation or needs. We are not an insurer or broker, we don't sell green slips and we don't recommend any insurer. SIRA (the State Insurance Regulatory Authority) is the official source of green slip information in NSW, so check its website or your insurer before you act. Facts were checked on 30 October 2026. Read our general information notice. Every figure on this site carries the date and source it came from.

Start here

• Green slip NSW, the basics: what CTP insurance covers, what it doesn't, who regulates it and how long a policy lasts.
• Green slip vs third party property and comprehensive: why a green slip won't pay for any car, and how the four types of car insurance differ.
• Green slip vs pink slip vs blue slip: one is insurance, two are inspections, and which you need when.

Compare and prices

• Compare green slips: the six licensed insurers in one dated table, how SIRA's Price Check works, and what a quote has to show.
• How much is a green slip in NSW?: what makes up the price, the 2026 Fund Levy, SIRA's published average premium and why prices differ between people.

Insurer fact sheets

Neutral, dated facts from SIRA and each insurer's own website, in alphabetical order. They aren't reviews and they don't rank anyone. The insurers page lists all six licensed insurers.

• AAMI green slip facts
• Allianz green slip facts
• GIO green slip facts
• NRMA green slip facts
• QBE green slip facts

Registration, buying and selling

• Renewing your green slip and rego: the order of steps, 6 and 12 month terms, renewing early or late.
• Green slip refunds: when an insurer gives a partial refund, when it doesn't, and the steps to claim one.
• Green slips when buying, selling, new, interstate or unregistered vehicles: what transfers with the car and what you need to register.

Injuries and claims

• How to make a CTP claim in NSW: who can claim, the three ways to lodge, and the time limits.
• What CTP pays if you're injured: weekly payments, treatment, threshold injuries and lump sum compensation.

A few facts as at 30 October 2026

• Licensed insurers: SIRA lists six: AAMI, Allianz, GIO, NRMA, QBE and Youi (list updated 13 April 2026). Every green slip gives the same level of CTP cover.
• What's in the price: the insurer's premium, the Fund Levy and GST. SIRA sets the Fund Levy. The insurer sets the premium within SIRA's rules.
• Fund Levy: the average Fund Levy for policies from 15 January 2026 is $190.60, up from $164.80 in the previous period, as published by SIRA on its How prices are set page (updated 15 January 2026).
• Average price: SIRA's 2017 CTP Scheme Performance Report to 30 June 2025 put the average green slip for all NSW vehicles at $536 in the 2024-25 financial year, including levies and GST. That's an average across every vehicle type, not a quote.
• Policy length: green slips are generally 12 or 6 months, and the term has to match your registration term.
• Cover: a green slip covers injury or death caused to people. It doesn't cover damage to any vehicle or property.

How we work

We only write what we can check at an official source. That means SIRA (which regulates the NSW CTP scheme), Service NSW, the NSW Government website, the Motor Accident Injuries Act 2017 on the NSW legislation site, and Moneysmart for general car insurance terms. For insurer fact sheets we also use the insurer's own website, and only for facts about that insurer. Each page lists its sources at the bottom with the date we read them. Our research and sources page explains the process, and about this site says who runs it.

We don't quote prices for your vehicle, and we don't have a quote form. SIRA doesn't set premium prices either. The price you pay comes from the insurer you buy from, and SIRA's free Green Slip Price Check shows quotes from all licensed insurers side by side. When we name an insurer, it's as a fact from SIRA's list, never as a suggestion.

As at 30 October 2026, we don't take payments from insurers, and there are no partner or referral links on this site.

Frequently asked questions

What is a green slip?

It's the everyday name for compulsory third party (CTP) insurance in NSW. You need it to register a vehicle, and it covers people injured or killed in a crash involving your vehicle. Our green slip explainer covers the detail.

Do all green slips give the same cover?

Yes. SIRA says all green slips have the same level of CTP cover. What differs is the price, because each insurer applies its own rating factors within limits SIRA sets.

Where can I compare green slip prices?

SIRA runs the free Green Slip Price Check, which shows quotes from all licensed insurers. We explain how to compare green slips with it, but we don't run a comparison tool ourselves.

Does a green slip cover damage to my car?

No. It covers injuries to people, not damage to vehicles or property. For that you'd need separate cover such as third party property or comprehensive insurance, which we explain in our cover types guide.

Who runs GreenSlipInsurance.com.au?

Dominet BV operates the site. We're not an insurer, broker or government agency, and we don't sell or arrange insurance. For anything official, SIRA is the source.